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Use Your Dental Insurance Benefits Before the Year Ends

If you have dental insurance, some of your benefits will probably disappear on December 31. Most plans run on the calendar year, and whatever you don’t use usually doesn’t carry over. Booking a visit before the year ends is a simple way to get what you’ve already paid for.

Why the End of the Year Matters

Your yearly maximum starts over. Most plans cap how much they’ll pay for your care each year. Whatever you don’t use is gone, and a new cap starts in January.
Your deductible starts over too. If you’ve already met your deductible this year, more care before the year ends may cost you less. In January, you’ll usually have to meet it again.
Checkups are often fully covered. Many plans cover two cleanings and exams a year at or near 100%. If you’ve only had one this year, now’s a good time for the second.
FSA money can expire. If you have a Flexible Spending Account, check your deadline. Some plans give you a little extra time or let a small amount roll over, but a lot of unused FSA money is simply lost. Dental care is a great way to use it. HSA money, on the other hand, rolls over every year.

Good Things to Get Done Before December 31

If you need a lot of work, we can sometimes split it across two years, with part in December and part in January, so you can use both years’ benefits.

Tips to Get the Most Out of Your Plan

No Insurance?

You’re still welcome here. Ask us about payment options that can make care easier to afford. You can also read more on our insurance and financing page.

Don't Wait Until the Last Week

Call us at (336) 899-8992 or book online. We’ll help you make the most of your coverage.

Still have questions?

Give us a call or book a visit online. We're happy to help.
This article is for general information and isn't a substitute for a dental exam or professional advice.

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Emergency Dental Care in High Point | Gentle Care Family Dental

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