Dental Insurance – High Point, NC
How to Use Your Dental Insurance with Us
As you can imagine, we receive a lot of questions about dental insurance. This quick guide will answer some of the most common ones, plus you’ll find a few tips on how to maximize your benefits regardless of your particular plan. Of course, if you’d like to learn more about how we could use your policy, you’re always welcome to give us a call. You can trust that our team will always be able to help you save, and to find out how much, get in touch today.
Understanding How Dental Insurance Works
Dental insurance can be used to cover pretty much any dental treatment you can imagine, but the amount can vary based on what category the plan designates a procedure. Preventive services tend to receive the most coverage, while restorative services usually receive slightly less. Similar to medical insurance, your provider pays for part of a service based on the terms of your plan, and you’re expected to cover the balance at the time of service. Some plans also have copays and deductibles you have to meet before your benefits kick in as well.
What Does My Dental Insurance Cover?
Most of today’s dental insurance plans, no matter the provider, follow the “100-80-50” model of coverage, which looks like this:
- Preventive services are covered 100% (checkups, cleanings, X-rays)
- Basic restorative services are covered 80% (fillings, bonding)
- Advanced restorative services are covered 50% (crowns, dentures, extractions)
Our In-Network Dental Insurance Providers
We accept and honor most dental insurance plans. The following are just a few of the dental insurance carriers we're providers for:
- Ameritas Life Insurance Corp
- Cigna PPO
- Dental Network of America (DNOA)
- Delta Dental PPO
- Guardian Life Insurance Company of America
- Humana Dental Insurance
- Lincoln Financial Insurance Company
- NC Health Choice
- NC Medicaid
- Principal Financial Group
- Sun Life Financial Inc.
- United Healthcare
- United Concordia Inc.
- United Medical Resources, Inc. (UMR)